Pet Insurance? 5 things you probably have not thought about

Category: Archive
Tag: #finance #Finance Insurance Pet Cat #insurance #pet

Deciding to activate insurance coverage in this sense is often difficult: for a generally healthy or young animal, this is often not the case. But if bad luck decides to fall on a pet, bringing chronic illness or post-accident care / treatment, having a coverage could even make you financially. For this reason, the advice is to request free online estimates, looking for simple payments based on certain and transparent conditions.

Check if your employer offers a pet insurance

Pet insurance coverage is a big on the rise at the company – one in 3 Fortune 500 companies offer packages like Veterinary Pet Insurance to their benefit portfolio. Some other companies grant a percentage of cost coverage to their employees, with several companies now paying up to 100% of the insurance premiums.

Not just cats and dogs

There are still not very many, but there are also companies that offer policies for less common pets, such as birds or “exotic” animals (amphibians, reptiles, rodents, lizards, sheep, pigs, leporiridia). Several companies then cover horses, but horse life insurance may be required.

Are discounts available?

Membership of particular groups or associations gives the right to special conditions. Healthy Paws forever discounts 10% to AAA members. Keep in mind, however, that these plans may not be the best choice in your situation.

Are older animals also covered?

Older pets can be insured, but with certain age restrictions. For example, ASPCA health insurance does not cover diseases of dogs over the age of 12 and cats over the age of 14. Healthy Paws and Trupanion will cover pets for life, but you must sign them up before their 14th birthday. In general, more will be paid to insure older animals to receive less and less coverage. Other details: purebred animals will cost more than mestizos, while dogs are more expensive than cats.

Not convenient for routine cares

Many of the plans analyzed offer “light” coverage, which is usually related to routine care (vaccines and annual tests), but it doesn’t seem very convenient. The most expensive bills obviously concern surgery in dogs and cats without mentioning serious accidents that can cost us 10 times as much.

Published: 2020-11-02From: Matteo Belfiglio

You may also like

Car valuation in 2023: Tools and rules to get the most out of the sale

In 2023, the valuation of a car relies on modern tools and specific rules to get the most out of the sale. Today, values are established using online valuation systems, such as specialised websites and apps, which take into account various factors such as the model, year of production, mileage and general condition of the… Continue reading Car valuation in 2023: Tools and rules to get the most out of the sale


The latest news on pet insurance

In 2023/2024, pet insurance offers significant benefits for the care and protection of dogs and cats. These policies provide coverage for veterinary expenses, medical emergencies and other health needs of our four-legged friends. Coverage under pet insurance policies includes routine veterinary visits, treatments for illnesses and injuries, surgeries and therapies. Some policies may also cover… Continue reading The latest news on pet insurance


Online bank accounts in the US: latest news

In 2023/2024, online bank accounts in the United States offer a host of benefits and new features. These accounts allow you to manage your finances conveniently, quickly and efficiently, without having to visit a physical branch. Online bank accounts offer digital banking solutions, allowing users to bank from anywhere, at any time. One can make… Continue reading Online bank accounts in the US: latest news


Home Insurance in the US, the latest guide 2023

In 2023/2024, home insurance in the United States offers significant benefits to protect flats and villas. These policies provide cover against physical damage, theft, liability and other unforeseen situations that may occur in one’s home. Coverages provided by home insurance policies include damage caused by fire, flooding, storms, theft and vandalism. Some policies may also… Continue reading Home Insurance in the US, the latest guide 2023